Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
What Does Pet Insurance Cover?
Most standard pet insurance plans cover unexpected accidents and illnesses — including diagnostic tests, surgery, hospitalization, and prescription medications — for conditions that develop after your policy’s waiting period ends. What they generally...
Why Pet Insurance?
Pet Life Insurance: Coverage Options and Benefits
Pet life insurance and pet health insurance are two different products that serve very different purposes. Pet life insurance pays a predetermined benefit after a pet passes away; pet health insurance covers eligible veterinary costs while the pet is...
Why Pet Insurance?
What's Not Covered by Pet Insurance: Exclusions Guide
Most pet insurance plans cover accidents and illnesses — but they all have exclusions. Pre-existing conditions, routine wellness care, elective procedures, and breed-specific limitations are among the most common things standard policies won't cover....
Why Pet Insurance?
Best Pet Insurance in Vermont 2026: What to Look for and Why It Matters
Vermont is one of the best states to have a dog — and one of the riskiest. The Green Mountain State’s outdoor culture means dogs hike, swim, trail-run, and roll through tall grass regularly. That same landscape is home to one of the highest...
Why Pet Insurance?
5 Key Employee Benefits to Watch in 2026
The employee benefits landscape is shifting faster than at any point in recent memory. Healthcare costs are rising, workforce demographics are changing, and what employees actually want from their employers has evolved significantly. For pet parents,...
Why Pet Insurance?
Pet Insurance vs. Pet Savings Account: Which Is Better?
When it comes to planning for your pet's veterinary costs, two approaches come up most often: pet insurance and a dedicated pet savings account. Both can help — but they work differently and protect against different scenarios. According to a 2025...
Why Pet Insurance?
Pet Insurance for Older Dogs: Why Coverage Can Be Worth It
Pet insurance for older dogs is worth considering when your dog is still healthy but approaching the age when costly conditions become more likely. The case for coverage rests on a straightforward reality: older dogs are significantly more likely to...
Why Pet Insurance?
Is Pet Insurance Worth It?
Should I Get Pet Insurance? You should get pet insurance if a large, unexpected vet bill would be hard for you to cover out of pocket — that's the core question behind whether coverage makes sense for your pet. According to the AVMA², dog owners spend...
Why Pet Insurance?
What Is Multi-Pet Insurance and How Does It Work?
Multi-pet insurance means insuring each pet under its own individual policy — not a single plan that covers all animals collectively. Each policy is independently underwritten based on that pet’s species, age, breed, and health history, with its own...
Why Pet Insurance?
